Financial Inclusion

The Challenge

Many people lack access to appropriate financial services, or simply lack the financial and digital knowledge in order to manage their money effectively. Being financially excluded can be a vicious cycle, as the under-banked miss out on deals that are only available online or through direct debit payments, and often struggle to access the credit needed to make investments, such as buying property. On top of everything else, financial exclusion has implications for people’s everyday wellbeing and mental health, relationships and employment. Financial inclusion ensures that everybody in the UK has access to the services and skills they need to manage their money effectively.

In the UK

Example products and services

The products and services below have been developed to support people into financial inclusion:


Want to read more about financial inclusion in the UK? Read more below: